Short termed small cash advances and emergency installment loans are far easier to apply and get approved for compared to home loans and business loans. Partly because they are small amounts (varying from $200 to $1,000) and most lenders can bear the risk involved with these unsecured formats of lending. In fact, most lenders only lend money to borrowers with a good credit history and a solid income level, so the risk is not that big. Although there are lenders like EZPaydayCash who also provide loans for bad credit and low incomes too (but with a longer term that helps the borrowers pay back easily).
Then the second reason is the simplified online application process and instant verification and decision. Payday lenders, nowadays, offer an online application that does not require any further paperwork or faxing or coming to the office for verification. With paystub and bank statement details one gets verified with income and credit score is usually overlooked. So the process becomes incredibly swift and once the verification is done, there is no reason why the money deposit would take any longer than a day!
What information do you need to get a payday loan? Well, the minimum personal details that you can provide while filling out the online application form which hardly takes 3 minutes. While applying through loan matching services there might be follow up if a lender asks. On the other hand, if you are directly applying to legitimate lenders like EZPaydayCash, then there is no follow up. However, the details should be authentic and verifiable if you want to earn a guaranteed approval instantly for urgent cash up to $1,000.
The details we need are –
Your social security number, a driver’s license (to see you are at least 18 years old), your checking account details, contact information i.e. email id and phone number, income details such as paystubs and you should not be an active member of the military. Do you think you have all the criteria met? Then apply now for a payday cash advance, and pay back the loan over 3 months in installments.
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