Speed and convenience of borrowing makes one option better over the other. One time favors one trend and the other time favors the other trend. There was a time when credit cards were famous for their handiness in times of emergency. Gradually with some better and realistic options such as quick payday loans making their way, credit cards usage gradually dipped.
Quick payday loans have many features contributing to its rapid and massive success in a very short time. With interference of technology, physical labor in getting a loan is reduced to minimum. You need not run to a corner money store and toil in long queues to get some cash in unexpected events. With payday loans, you can experience the ease and convenience of borrowing money. It is easy to apply online and request the amount you need. In addition, there are no mundane formalities for loan approval and processing. It takes less than two minutes to fill in the online application and submit. Your loan approval status is intimated almost instantly.
Unlike credit cards, payday loans do not call for wide eligibility criteria. You can become eligible for loan even with your bad credit. The only requirements are a regular job with a monthly income of minimum $1000, active checking account, and the individual should be 18 or above. Therefore, it is easy to get cash without having a credit card.
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