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Category: payday loans

What Options You Have When You Need Urgent Cash ?>

What Options You Have When You Need Urgent Cash

It is normal to feel the need of urgent cash at times. Sometimes you might think of asking a friend or relative for assistance but it is not a dignified thing to do. And then, you will fill the pressure until you return. The other option is to go to a traditional lender (only if you have good credit) and wait in line, go through a lot of paperwork and after a tiring process and days of waiting, you may…

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Are There Any Loans with No Credit Check? ?>

Are There Any Loans with No Credit Check?

When you have a bad credit, all you hope is that you don’t have to borrow money. But sometimes you cannot help, and you have to go for loans to get emergency cash. And then all you have in mind is, “are there any loans with no credit check” Yes, if you are applying to the right lender for the right kind of loan, then yes! First of all, make sure that you are applying for a payday loan to…

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Why Do They Check Your Credit for Payday Loans? ?>

Why Do They Check Your Credit for Payday Loans?

Payday loans are small emergency cash loans that at the maximum give you around $500. Although some direct lenders like EZPaydayCash give you relatively higher amounts up to $1,000. These are unsecured loans, so most financing companies are very careful not to lend money with cash advances to potential loan defaulters. Potential loan defaulters are those who have a bad credit and their income level is low. In order to identify and decline people with bad or even poor credit…

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Why Small Cash Loans Are Easier to Avail ?>

Why Small Cash Loans Are Easier to Avail

Short termed small cash advances and emergency installment loans are far easier to apply and get approved for compared to home loans and business loans. Partly because they are small amounts (varying from $200 to $1,000) and most lenders can bear the risk involved with these unsecured formats of lending. In fact, most lenders only lend money to borrowers with a good credit history and a solid income level, so the risk is not that big. Although there are lenders…

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What a Good Credit Score Tells About You ?>

What a Good Credit Score Tells About You

In the scale of credit scores (300-850) set by the primary credit bureaus, namely Equifax, Experian and TransUnion, if you have a rating between 700 and 749 then your score is considered to be good. If you have even a higher score, then that is count as excellent. A good credit always demonstrates that the borrower is sincere while repaying the debt on or before the due dates. Especially for large funding like a car loan or a home loan,…

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Creditworthiness and Poor Credit Score ?>

Creditworthiness and Poor Credit Score

Your credit score is one of the most important determinants of your creditworthiness when you apply for a loan, especially the likes of mortgages and car loans. However, some strict credit companies also want to know your credit score before lending payday or small installment loans. Your credit rating shows if you have any history of borrowing loans, and how you have dealt with them – if you have timely paid or not. With an excellent or good credit score,…

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The Responsibility of Paying Back Payday Loans ?>

The Responsibility of Paying Back Payday Loans

When you take out a payday loan from online direct lenders like EZPaydayCash, it is swift, convenient, affordable, and easy to qualify for funds up to $1,000 (in 1 day) without any application fee or collateral. Needless to say, a payday advance can help you efficiently to recover from a sudden cash crunch when you have no other option. Most of the financing companies, nowadays, lend money to borrowers that even have a bad credit score. In such a situation,…

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Why Wage Garnishment Is a Nightmare ?>

Why Wage Garnishment Is a Nightmare

When you do not have the control over your paycheck, and a certain percentage of it gets deducted beforehand, it is nothing less than a nightmare. Wage garnishment, a court-approved legal process, does exactly the same to the people who fail to pay off their payday loans on due. precisely, the court directs the employer of the borrower to carry out this so that the owed money can be paid to the lender. That means the wages are garnished on…

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How Much does a Payday Loan Cost? ?>

How Much does a Payday Loan Cost?

Payday loans are undoubtedly the most popular and widely used short-term debts in America. Especially, the low and middle-income groups depend on these emergency cash loans to address the shortage of funds between paycheck days. Since one can avail money as little as $50, and a maximum of up to $1,000, every kind of unexpected expenditure that falls under the amounts gets taken care of. On top of that, easy application, acceptance of poor and bad credit scores, speedy approval…

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What Are Payday Loan and Check Cashing Stores? ?>

What Are Payday Loan and Check Cashing Stores?

What Are Payday Loan Stores? Payday loans are immediate rescuers from the cash crisis. These short-term emergency loans can be availed within one day of application. Without running a traditional credit check, lenders approve loan applications. A loan approval means access to quick cash up to $1,000. These cash advances can be availed in two ways. Either you can apply to lenders like EZPaydayCash that operate online- without visiting a store and get funded within 24 hours, or you can…

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Looking for Direct Payday Loans with Bad Credit?

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Applying Does NOT Affect Your Credit Score

Consumer Notice: A payday advance is a small, short-term loan intended to cover a borrower's expenses until the next payday. Payday advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory assistance. Consumers are encouraged to learn more about the risks involved with payday advances, local laws and regulations that may apply to payday advances, possible loan alternatives and recent developments in their state.

Legal Disclaimer: EZPaydayCash.com is a legitimate direct lender authorized to lend money to genuine borrowers where the interest rate, term and maximum amount that can be borrowed are solely decided by the company. Without authentic and verifiable information in the application, funding by no means is guaranteed. Upon requirement, the prospective borrower is expected to provide additional document/information- failing which would result in rejection of the loan application. While reviewing loan applications, we typically do not perform credit checks with the three major credit reporting bureaus (Equifax, Experian and TransUnion). However, soft credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained in certain circumstances. You will not be charged any fees to use EZPaydayCash.com's service. Learn more by reading our Rates & Fees section. To change your communication preferences for this website or to submit a comment or question you can contact us.

Availability: Residents of some states may not be eligible for a payday advance based upon lender requirements. EZPaydayCash.com does not guarantee that completing an inquiry form will result in being offered a loan product with satisfactory terms or rates. It also worth noting that any loan request submitted on Friday after 6:00 PM EST will be processed on the next business day. For inquiries related to our services you may Email us at support@ezpaydaycash.com