Our Mission
To be a reliable online direct lender of loans that are accessible to people in need and are quick enough to suffice for most borrowers' needs, while maintaining a relatively fair margin of safety within loan decisions.
Our Vision
At EZPaydayCash, we seek to maintain our reputation as a reliable lender in the highly dynamic market of payday and installment loans as a direct lender that accepts loan requests from a vast set of borrowers while being able to achieve our target of no denial of loans to all eligible borrowers.
We aim to continuously enhance our loan lending process always to provide quick and hassle-free experiences to our customers.
At the same time, we understand that high-risk loans, such as the ones we provide, tend to be expensive as costs associated with higher risks are on the higher side. Further, borrowers of such loans typically tend to borrow only during emergencies and hence often require quick service. Through the elimination of third-party brokerage charges and most third-party delays, we continue to work towards eliminating many avoidable costs as well as delays to be able to provide enhanced value to our borrowers.
We also work towards ensuring borrower privacy through the elimination of various verifications unless deemed absolutely necessary for a loan decision. However, payday loans online comes with no credit checks, all basic verifications required for ensuring an acceptable margin of safety in loan transactions are always carried out diligently.