How Do Monthly Payday Loans Like 3 Month Payday Loans Work?

3 month payday loans are loans that you can repay with interest over 3 months, and so is the case with 6 month and 12 month loans as well. It can be similar to installment loans, but there is still a fine line between them. 3, 6 and 12 month payday loans are required to be repaid in parts on every pay date for the next 3/6/12 months, respectively. In contrast, installment loans are supposed to be paid back on the dates decided by you and your lender, which may not necessarily be the day of your salary.

Can one get 12, 6 or 3 Month Payday Loans with No Credit Check?

You can get a 3 month loan, a 6 month payday loan and even a 12 month payday loan for bad credit from a direct lender since most of them do not conduct any credit checks with the 3 major bureaus. That's because they look for a person's potential to manage repayment through other factors such as a stable income. Also, applying for 3 month loans with no credit check through an online lender can benefit you in terms of the waiting time because it can be applied for at your convenience from anywhere and at any time. Further, the no credit check implies an elimination of a time consuming procedure. At EZPaydayCash, our 3 month and 6 month payday loans for bad credit ensure that borrowers' short term loan requests with bad credit scores also should be considered. We understand that a bad credit history may not always be the fault of the borrower, which is why it shouldn't be the only factor determining whether or not you are eligible to receive a loan. In case you need a repayment term that's longer, you can apply for a 12 month payday loan with no credit check.

Start Your Loan Application

Loan Amount
First Name
Last Name
Email
Home Phone

Get 12, 6, 3 Month Payday Loans Online At EZPaydayCash to Suit Your Preference!

EZPaydayCash provides you with 3 month payday loans with instant cash since our very basic and minimum documentation requirement leads to quick approvals and transfers (maximum 1 business day). We provide 3, 6 and 12 month loans up to $1000 at very affordable APRs, making us one of the most preferred loan lending sites for borrowers.

We accept applications 24X7 so you can apply online according to your preferred time of the day through your phone, tablet or laptop. Our monthly payday loans require no security pledging and in case there's any difficulty regarding paying us back on the due date, you're welcome to apply for a rollover without paying more. We also do not charge any pre-payment penalties so you can choose to pay us back beforehand.

Once you're ready with the documents, you can apply for the 3 month payday loan and if you need a longer time of repayment, you can request for a 6 or 12 month payday loan too!

Looking for 3 Month Payday Loans?

Apply Now

Applying Does NOT Affect Your Credit Score

*I have read and understand the Terms and Conditions & Privacy Policy of this loan.

Consumer Notice: A payday advance is a small, short-term loan intended to cover a borrower's expenses until the next payday. Payday advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory assistance. Consumers are encouraged to learn more about the risks involved with payday advances, local laws and regulations that may apply to payday advances, possible loan alternatives and recent developments in their state.

Legal Disclaimer: EZPaydayCash.com is a legitimate direct lender authorized to lend money to genuine borrowers where the interest rate, term and maximum amount that can be borrowed are solely decided by the company. Without authentic and verifiable information in the application, funding by no means is guaranteed. Upon requirement, the prospective borrower is expected to provide additional document/information- failing which would result in rejection of the loan application. While reviewing loan applications, we typically do not perform credit checks with the three major credit reporting bureaus (Equifax, Experian and TransUnion). However, soft credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained in certain circumstances. You will not be charged any fees to use EZPaydayCash.com's service. Learn more by reading our Rates & Fees section. To change your communication preferences for this website or to submit a comment or question you can contact us.

Availability: Residents of some states may not be eligible for a payday advance based upon lender requirements. EZPaydayCash.com does not guarantee that completing an inquiry form will result in being offered a loan product with satisfactory terms or rates. It is also worth noting that any loan request submitted on Friday after 6:00 PM EST will be processed on the next business day. For inquiries related to our services you may Email us at support@ezpaydaycash.com